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For March, 2012

本周固定利率

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根据Freddie Mac每周利率跟踪调查数据显示,本周的30年固定利率从上周的4.08%,降为本周的3.99%。15年固定利率则从上周的3.30%,降到本周的3.23%。5年浮动从上周的2.96%,下降至本周的2.90% 。

详细历史记录请参看:Rates History

US new-home sales fell in February for 2nd month

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http://seattletimes.nwsource.com/html/businesstechnology/2017822914_apusnewhomesales.html

Sales of U.S. new homes fell in February for the second straight month, a reminder that the depressed housing market remains weak despite some improvement.

The Commerce Department said Friday that new-home sales dropped 1.6 percent last month to a seasonally adjusted annual rate of 313,000 homes. Sales have fallen nearly 7 percent since December.

There were some positive signs in the report. The government revised December’s sales figures up to show an annual rate of 336,000, the best sales pace in a year.

And the median sales price for new homes surged in February more than 8 percent, to $233,700. That’s the highest median price since June and could suggest builders are anticipating more sales in the months to come.

Just 150,000 new U.S. homes were for sale in January and February – the lowest on records dating back to 1963. The supply of new homes on the market has consistently fallen over the past two years, which could help stabilize prices.

Sales of previously occupied homes have risen more than 13 percent since July. And January and February made up the best winter for re-sales in five years, when the housing crisis began.

Sales were mixed across the country. They fell 2.4 percent in the Midwest and 7.2 percent in the South. They rose 8 percent in the West and 14.3 percent in the Northeast.

本周固定利率

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根据Freddie Mac每周利率跟踪调查数据显示,这两周的利息浮动较大。本周的30年固定利率从两周前的3.88%,上升到本周的4.08%。15年固定利率则从两周前3.13%,升为本周的3.30%。5年浮动从上两周的2.81%,升至本周的2.96% 。

详细历史记录请参看:Rates History

US builders start fewer homes but permits jump

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http://seattletimes.nwsource.com/html/businesstechnology/2017794616_apushousingstarts.html

U.S. builders started work on slightly fewer homes in February. But they began laying the ground work for a turnaround later this year by requesting the most building permits in any month since October 2008.

The Commerce Department said Tuesday that builders broke ground on a seasonally adjusted annual rate of 698,000 homes last month. That’s down 1.1 percent from January’s revised level of 706,000, also the highest since October 2008.

Building permits, a gauge of future construction, jumped 5.1 percent last month to 717,000. Two-thirds are for single-family homes, which are critical to a housing recovery.

The housing market still has a long way to go before a full recovery is under way. The current pace of construction is barely half the rate considered healthy, as are the number of permits being requested. Most analysts say it could be years before the industry returns to full health.

Construction of single-family homes, which makes up roughly 70 percent of housing starts, dipped in February to 457,000 after rising for four straight months to an 18-month high.

Builders are starting to see some signs of progress. They are more confident after seeing more people express interest in buying a home. Mortgage rates are hovering near record lows below 4 percent. And home sales started to rise at the end of last year.

Another reason sales have fallen is that previously occupied homes have become a better deal than new homes. The median price of a new home is about 30 percent higher than the median price for a re-sale. That’s nearly twice the markup typical in a healthy housing market.

Average rate on 30-year home loan dips to 3.88 percent; 15-year falls to record-low 3.13 pct.

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http://finance.yahoo.com/news/average-rate-30-mortgage-dips-150225432.html

Mortgage buyer Freddie Mac said Thursday that the rate on the 30-year loan ticked down to 3.88 percent, from 3.90 percent the previous week. That’s slightly above the 3.87 percent average rate hit three weeks ago, which was the lowest since long-term mortgages began in the 1950s.

The average on the 15-year fixed mortgage fell to 3.13 percent, from 3.17 percent a week ago.

For the five-year adjustable loan, the average rate fell to 2.81 percent from 2.83 percent, and the average fee was unchanged at 0.7.

Rates on the 30-year loan have been below 4 percent for three months. That has made home-buying and refinancing more attractive for those who can qualify.

本周固定利率

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根据Freddie Mac每周利率跟踪调查数据显示,本周的30年固定利率从上周的3.95%,降至本周的3.90%。15年固定利率从上周的3.19%,降为本周的3.17%。5年浮动从上周的2.80%,升至本周的2.83% 。

详细历史记录请参看:Rates History

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