Rising interest rates have hit mortgages big time.
Rates on 30-year, fixed-rate home loans spiked 0.53 percentage points to an average of 4.46% this week — the largest weekly increase in more than 26 years, according to mortgage giant Freddie Mac.
The 30-year loan, which stood at 3.35% as recently as early May, is at its highest level since July 2011.
Rates for 15-year loans, popular with homeowners refinancing their mortgages, jumped 0.46 percentage points to 3.5%.
An extra percentage point(0.53) will cost homebuyers with 30-year, fixed-rate mortgages $56 more a month for every $100,000 they borrow.
The sudden jump in rates is driven by uncertainty over whether the Federal Reserve’s economic stimulus program, called quantitative easing(QE), will continue, according to Keith Gumbinger of HSH.com, a mortgage information provider.
The recent rate rise might not be enough to discourage most buyers.
详细历史记录请参看：Rates History
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