从本周开始到7月22日止，政府新出台了一个无息贷款项目 Emergency Homeowners’ Loan Program (EHLP), 旨在帮助那些丢了工作而且正在foreclosure边缘的家庭。联邦政府准备了10亿资金，准备帮助大约30,000个家庭。平均每个家庭能获得$35,000的无息贷款，具体贷款额视家庭的情况的不同而不同，最高额度是$50,000。
请注意，如果在收到这笔贷款以后的5年内homeowner能够一直坚持支付银行的mortgage，政府将会一笔勾销这笔EHLP贷款！也就是说，你拿到的将是free money。
申请条件包括：
- 丢了工作
- 收入下降至少15%
- 到June 1, 2011为止，至少有3个月停止交付mortgage payments，已经处在foreclosure的边缘
- 到明年情况会有所好转，有可能按月支付全额的mortgage payments
- 收入小于当地平均值的120%
To learn more about the program go to www.FindEHLP.org or call 855-346-3345
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