No closing cost的来龙去脉

By Qiong (June) Zhang38 Comments


而mortgage broker 从银行手中拿到的则是wholesale的利率。和银行一样,mortgage broker 给您做贷款时,也会向客户收取费用,这笔费用叫broker origination费。如果客户想拿到wholesale的利率的话,就要支付这笔broker origination费用,再加上银行的underwriting fee及其他各项贷款费用,这些费用综合起来,就是通常所说的closing cost。

为了鼓励broker把wholesale的利率卖给客户,银行通常都会配以很高的credit给这些wholesale的利率。Broker把除去自身费用的剩余部分都反馈给了客户。当您的利率达到了一定的高位时,credit足以用来支付broker,银行及其他的各项贷款费用时,您的贷款利率就成了no closing cost。换而言之,the closing costs 被银行全部承担下来。

No closing cost对很多人来说很有吸引力,因为它所省下来的费用是立竿见影的,因此在心理上形成了巨大的优势。但是它是以较高的利率作为代价的。如果一味的推崇no closing cost,而不加以冷静的分析,对很多客户而言不仅不省钱,而且有可能损失的更多。

接下来我将会再写几篇文章来分析no closing cost贷款方案的好坏,敬请各位到时阅读。


38 Comments to “No closing cost的来龙去脉”

  1. Margarita says:

    An interesting discussion is worth comment.
    I do think that you need to publish more about this topic, it may not be
    a taboo matter but usually people don’t discuss these subjects.

    To the next! Many thanks!!

  2. Danielle says:

    I pay a visit day-to-day a few web sites and information sites
    to read articles or reviews, except this weblog gives feature based

  3. Acaice says:

    order doxycycline 200mg sale – hydroxychloroquine 400mg oral chloroquine 250mg canada

  4. Xxepcw says:

    lasix 100mg tablet – buy azithromycin for sale order zithromax online cheap

  5. Rsdfmu says:

    buy accutane pill – amoxil 1000mg pills order amoxicillin 500mg online

  6. Major says:

    For most recent information you have to pay a quick visit
    internet and on the web I found this web site as a most excellent web page for most up-to-date updates.

  7. Myfgpj says:

    buy erectile dysfunction drugs over the counter – best ed medication buy prednisone 5mg for sale

  8. Szlimu says:

    brand viagra 100mg – order sildenafil 100mg online cheap cost tadalafil 10mg

  9. Alice says:

    Yes! Finally someone writes about health supplement.

  10. Chasity says:

    Hello there, I discovered your blog by the use of Google
    at the same time as searching for a similar matter,
    your website came up, it appears to be like great. I’ve bookmarked it in my google bookmarks.

    Hi there, just changed into aware of your blog via Google, and found that it is truly informative.
    I am gonna watch out for brussels. I will be grateful if you happen to continue this in future.

    Lots of other folks can be benefited from your writing.

  11. Gjilky says:

    buy avodart for sale – order cialis 5mg order cialis 10mg pill

  12. Manuela says:

    Hello, i think that i saw you visited my web site thus i came to “return the favor”.I am attempting to find
    things to improve my web site!I suppose its
    ok to use a few of your ideas!!

  13. Lamont says:

    Very nice post. I just stumbled upon your weblog and wished to
    say that I have truly enjoyed surfing around your blog posts.
    After all I’ll be subscribing to your feed and I hope you
    write again soon!

  14. Landon says:

    Your style is so unique compared to other folks I
    have read stuff from. Thanks for posting when you have the opportunity, Guess I’ll just bookmark this web site.

  15. Stayvc says:

    topamax 200mg without prescription – order generic levaquin 500mg generic imitrex 50mg

  16. Camhhg says:

    cialis 40mg tablet – warfarin buy online purchase coumadin pills

  17. That’s an awesome point

  18. Nwikma says:

    price cialis – purchase tadalafil for sale buy sildenafil 50mg online

  19. Ahaggl says:

    lasix price – buy doxycycline pill viagra on line

  20. Mutsgc says:

    accutane 20mg cost – accutane 10mg uk cost zithromax 250mg

  21. Sdpoya says:

    buy provigil without prescription – purchase modafinil generic buy erectile dysfunction medication

  22. Gqrtuh says:

    buy tadalafil 5mg sale – Cialis for order cialis 10mg sale

  23. Fygwbj says:

    buy esomeprazole 20mg pills – order phenergan without prescription phenergan uk

  24. Exuwft says:

    buy sildenafil 50mg pill – viagra buy online sildenafil overnight shipping usa

  25. Pxrhqh says:

    cost sildenafil 100mg – viagra pills 50mg clopidogrel 150mg pill

  26. Beryfs says:

    gloperba usa – buy gloperba for sale buy strattera 10mg generic

  27. Ujyxhq says:

    buy toradol 10mg pill – buy ketorolac online buy baclofen generic

  28. Vvlmyu says:

    buy viagra 50mg online cheap – sildenafil 200 mg order cialis 5mg

  29. Efavvw says:

    viagra 150mg price – order lisinopril 10mg online buy flexeril

  30. Faxkfv says:

    ezetimibe 10mg sale – order zetia pill order citalopram 20mg generic

  31. Vtqjcj says:

    buy atarax pills – order rosuvastatin 20mg online rosuvastatin 10mg brand

  32. Oeehbi says:

    purchase diltiazem – buy diltiazem online cheap order acyclovir online

  33. Idrttl says:

    cialis for women – cenforce 50mg pill generic cenforce 100mg

  34. Udcsoq says:

    sildenafil mail order – viagra for men gabapentin 100mg pills

  35. Erxpkt says:

    buy misoprostol 200mcg sale – order cytotec 200mcg pill synthroid online

  36. Sklmfo says:

    order generic clarinex – clarinex 5mg pill triamcinolone 10mg without prescription

  37. Qztszb says:

    clomid without prescription – order albuterol online cheap zyrtec online order

  38. Cskehw says:

    order pregabalin 75mg online – buy pregabalin 75mg pill buy pregabalin without prescription

Leave your Comment

Blue Taste Theme created by Jabox