http://www.bankrate.com/financing/mortgages/death-of-the-american-dream/
拥有一套属于自己的房屋曾几何时是多少人的美国梦，多少人视之为成功的标志。现在这个美国梦正在迅速褪色。据Morgan Stanley的报导，全美房屋拥有率跌到了59.7%，是Census Bureau 1965年有纪录以来的最低点。
拜银行的宽松货币政策所赐，全美房屋拥有率在2004年达到了最高峰的69%，那时的房屋价格也是节节攀升。但是现在，银行缩紧借贷标准，法拍屋泛滥，拖欠贷款盛行。这些现象正在逐渐地将我们身边的社会改变成一个一个的租赁者，而不再是骄傲的美国梦的实现者。
但是，美国的房地产市场是一个周期性的市场，坏日子迟早会过去。如果我们能吸取教训，变得更有责任心，养成良好的借贷习惯，长远而言，对经济将更有助益。我们对此应该有信心，因为即使是今天，在7千6百万的房主当中，3分之1的家庭没有任何房贷！
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