重贷指南:选择哪一项固定利率?

By Qiong (June) Zhang36 Comments

市场上的固定利率产品很多,包括30年、20年、15年和10年,利率也是依序下降:30年利率最高,20年次之,15年更低,10年最低。

在选择产品时,可以依照以下指南:

  • 贷款额超过30万:选择20年或30年
  • 贷款额超过20万:选择15年或20年
  • 贷款额低于20万:选择10年或15年
Articles

36 Comments to “重贷指南:选择哪一项固定利率?”

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