Rates History

National Average Weekly Rates in 2015 By Freddie Mac:

2015 weekly 30 year fixed 15 year fixed 5/1 ARM
Rate Point Rate Point Rate Point Margin
7/16, 2015 4.09% 0.6 3.25% 0.6 2.96% 0.5 2.74
7/09, 2015 4.04% 0.6 3.20% 0.5 2.93% 0.4 2.74
7/02, 2015 4.08% 0.6 3.24% 0.6 2.93% 0.4 2.74
6/25, 2015 4.02% 0.7 3.21% 0.6 2.98% 0.4 2.74
6/18, 2015 4.00% 0.7 3.23% 0.5 3.00% 0.4 2.74
6/11, 2015 4.04% 0.6 3.25% 0.6 3.01% 0.4 2.74
6/04, 2015 3.87% 0.6 3.08% 0.5 2.96% 0.5 2.74
5/28, 2015 3.87% 0.6 3.11% 0.5 2.90% 0.5 2.74
5/21, 2015 3.84% 0.7 3.05% 0.6 2.88% 0.5 2.74
5/14, 2015 3.85% 0.6 3.07% 0.5 2.89% 0.5 2.74
5/07, 2015 3.80% 0.6 3.02% 0.6 2.90% 0.4 2.73
4/30, 2015 3.68% 0.6 2.94% 0.6 2.85% 0.5 2.73
4/23, 2015 3.65% 0.6 2.92% 0.6 2.84% 0.4 2.74
4/16, 2015 3.67% 0.7 2.94% 0.5 2.88% 0.5 2.74
4/09, 2015 3.66% 0.6 2.93% 0.6 2.83% 0.5 2.73
4/02, 2015 3.70% 0.6 2.98% 0.6 2.92% 0.5 2.74
3/26, 2015 3.69% 0.6 2.97% 0.6 2.92% 0.4 2.74
3/19, 2015 3.78% 0.6 3.06% 0.6 2.97% 0.5 2.74
3/12, 2015 3.86% 0.6 3.10% 0.6 3.01% 0.5 2.74
3/05, 2015 3.75% 0.6 3.03% 0.6 2.96% 0.5 2.74
2/26, 2015 3.80% 0.6 3.07% 0.6 2.99% 0.5 2.74
2/19, 2015 3.76% 0.6 3.05% 0.6 2.97% 0.5 2.74
2/12, 2015 3.69% 0.6 2.99% 0.6 2.97% 0.5 2.74
2/05, 2015 3.59% 0.7 2.92% 0.6 2.82% 0.4 2.74
1/29, 2015 3.66% 0.6 2.98% 0.5 2.86% 0.4 2.74
1/22, 2015 3.63% 0.7 2.93% 0.6 2.83% 0.4 2.74
1/15, 2015 3.66% 0.6 2.98% 0.5 2.90% 0.4 2.74
1/08, 2015 3.73% 0.6 3.05% 0.5 2.98% 0.5 2.74

National Average Monthly Rates in 2014 By Freddie Mac:

2014 monthly 30 year fixed 15 year fixed 5/1 ARM
Rate Points Rate Points Rate Points
January 4.43 % 0.7 3.48 % 0.7 3.11 % 0.5
February 4.30 % 0.7 3.35 % 0.7 3.07 % 0.5
March 4.34 % 0.6 3.36 % 0.6 3.06 % 0.4
April 4.34 % 0.7 3.39 % 0.6 3.07 % 0.5
May 4.19 % 0.6 3.29 % 0.6 3.01 % 0.4
June 4.16 % 0.6 3.27 % 0.5 2.99 % 0.4
July 4.13 % 0.6 3.24 % 0.6 2.99 % 0.4
August 4.12 % 0.6 3.25 % 0.6 2.97 % 0.5
September 4.16 % 0.5 3.31 % 0.5 3.03 % 0.5
October 4.04 % 0.5 3.21 % 0.5 2.98 % 0.5
November 4.00 % 0.5 3.19 % 0.5 3.00% 0.5
December 3.86 % 0.6 3.13% 0.6 2.98% 0.5
Annual Average 4.17% 0.6 3.29% 0.6 3.02% 0.5

National Average Monthly Rates in 2013 By Freddie Mac:

2013 monthly 30 year fixed 15 year fixed 5/1 ARM
Rate Points Rate Points Rate Points
January 3.41 % 0.7 2.70 % 0.7 2.68 % 0.6
February 3.53 % 0.8 2.77 % 0.8 2.63 % 0.6
March 3.57 % 0.8 2.76 % 0.7 2.63 % 0.6
April 3.45 % 0.8 2.66 % 0.7 2.61 % 0.5
May 3.54 % 0.7 2.72 % 0.7 2.61 % 0.5
June 4.07 % 0.8 3.17 % 0.7 2.85 % 0.6
July 4.37 % 0.8 3.43 % 0.8 3.17 % 0.7
August 4.46 % 0.7 3.49 % 0.7 3.21 % 0.5
September 4.49 % 0.7 3.52 % 0.7 3.17 % 0.5
October 4.19 % 0.7 3. 27 % 0.7 3.02 % 0.4
November 4.26 % 0.7 3.30 % 0.7 2.97% 0.5
December 4.46% 0.7 3.48% 0.6 2.97% 0.4
Annual Average 3.98% 0.7 3.11% 0.7 2.88% 0.5

National Average Monthly Rates in 2012 By Freddie Mac:

2012 monthly 30 year fixed 15 year fixed 5/1 ARM
Rate Points Rate Points Rate Points
January 3.92 % 0.8 3.20 % 0.8 2.84 % 0.7
February 3.89 % 0.8 3.16 % 0.8 2.81 % 0.7
March 3.95 % 0.8 3.20 % 0.8 2.87 % 0.7
April 3.91 % 0.7 3.14 % 0.7 2.84 % 0.7
May 3.80 % 0.8 3.03 % 0.7 2.83 % 0.6
June 3.68 % 0.7 2.95 % 0.7 2.80 % 0.6
July 3.55 % 0.7 2.85 % 0.7 2.74 % 0.6
August 3.60 % 0.6 2.86 % 0.6 2.77 % 0.6
September 3.47 % 0.6 2.78 % 0.6 2.73 % 0.6
October 3.38 % 0.7 2.69 % 0.6 2.74 % 0.6
November 3.35 % 0.7 2.66 % 0.7 2.73 % 0.6
December 3.35 % 0.7 2.66 % 0.7 2.70 % 0.7
Annual Average 3.66 % 0.7 2.93 % 0.7 2.78 % 0.7

National Average Monthly Rates in 2011 By Freddie Mac:

2011 monthly 30 year fixed 15 year fixed 5/1 ARM
Rate Points Rate Points Rate Points
January 4.76 % 0.8 4.09 % 0.8 3.72 % 0.7
February 4.95 % 0.7 4.22 % 0.7 3.82 % 0.6
March 4.84 % 0.7 4.08 % 0.7 3.67 % 0.6
April 4.84 % 0.7 4.06 % 0.7 3.66 % 0.6
May 4.64 % 0.7 3.82 % 0.7 3.44 % 0.6
June 4.51 % 0.7 3.69 % 0.7 3.29 % 0.6
July 4.55 % 0.7 3.68 % 0.7 3.28 % 0.6
August 4.27 % 0.7 3.46 % 0.7 3.12 % 0.5
September 4.11 % 0.7 3.32 % 0.6 2.99 % 0.6
October 4.07 % 0.8 3.35 % 0.8 3.03 % 0.6
November 3.99 % 0.7 3.31 % 0.7 2.96 % 0.6
December 3.96 % 0.7 3.25 % 0.8 2.88 % 0.6
Annual Average 4.45 % 0.7 3.68 % 0.7 3.31 % 0.6

National Average Monthly Rates in 2010 By Freddie Mac:

2010 monthly 30 year fixed 15 year fixed 5/1 ARM
Rate Points Rate Points Rate Points
January 5.03 % 0.7 4.44 % 0.6 4.32 % 0.6
February 4.99 % 0.7 4.37 % 0.7 4.19 % 0.6
March 4.97 % 0.7 4.33 % 0.7 4.10 % 0.6
April 5.10 % 0.7 4.42 % 0.6 4.09 % 0.6
May 4.89 % 0.7 4.28 % 0.7 3.95 % 0.7
June 4.74 % 0.7 4.18 % 0.7 3.90 % 0.7
July 4.56 % 0.7 4.04 % 0.7 3.79 % 0.7
August 4.43 % 0.7 3.91 % 0.6 3.58 % 0.6
September 4.35 % 0.7 3.81 % 0.6 3.54 % 0.6
October 4.23 % 0.8 3.66 % 0.7 3.45 % 0.6
November 4.30 % 0.8 3.68 % 0.7 3.37 % 0.7
December 4.71 % 0.7 4.06 % 0.7 3.68 % 0.6
Annual Average 4.69 % 0.7 4.10 % 0.7 3.82 % 0.6

* Data source: http://www.freddiemac.com

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